Why being Out-Of-Network really isn’t so bad.
When looking for a chiropractor, there are probably a few things you’re looking for: someone close to where you live or work, someone with great reviews, and someone who accepts your insurance.
One of the scariest words a patient can hear is “out-of-network” and we completely understand why. No one likes getting a surprise bill months after you’ve been seen.
So what exactly does in and out-of-network mean?
If your chiropractor is “in-network”, it means they have agreed to set rates with your insurance company. In this situation you owe your normal deductible until it’s met and the coinsurance. “out-of-network” means that the chiropractor can bill for more than your insurance pays - hence why patients get surprise bills in the mail months later.
But with us, out-of-network doesn’t have to be a bad thing. The majority of our patients are fully covered by insurance for services at our office and if it so happens you’re not covered, then we will absolutely make sure to let you know ahead of time so you can cancel your appointment, no questions asked!
If you have insurance related questions, give us a call at (929) 394-1020. We’ll talk you through it.